Insurance
« Previous EntriesDang it! My Car Insurance is Going Up
Thursday, January 31st, 2008Remember last summer wehn I wrote about how my insurance agent set me up with a new auto insurance policy and that by doing so, I was going to save $800 per year? If not, you can read about it here. The only difference that I could tell between the new policy and [...]
God Bless My Insurance Agent!
Friday, July 20th, 2007Our homeowner’s insurance is up for renewal next month. I hadn’t received any notices or anything yet so I decided to call to see what our renewal rate was going to be. I had to leave a message and an hour or so later an agent called me back. She told me [...]
Auto Insurance - When Should You Drop Collision and Comprehensive Coverage?
Thursday, April 26th, 2007Lenders require car owners to carry collision and comprehensive insurance coverage on their vehicles as long as there is a lien against them (meaning, while they are being paid off). Then, once the vehicle is paid for, it is usually up to the insured to choose whether or not to carry the extra insurance. [...]
How an Emergeny Fund Can Save You Thousands Each Year!
Tuesday, October 3rd, 2006By now most of us know the importance of having an emergency fund. Having enough money set aside to cover 3 - 6 month’s worth of living expenses makes a lot of sense and can help put a person or family back on their feet should they experience something like a job loss or [...]
Life, Not Death Insurance
Thursday, September 14th, 2006Here’s why life insurance is so important. She doesn’t state how old her husband was when he died, but she is only 32! You just never know what life is going to throw at you. Anyway, stop by her blog and offer her some encouragement. As her blog’s title says, Life [...]
Be Careful Where You Buy Your Life Insurance
Wednesday, May 31st, 2006We are all familiar with stories about shady salesmen selling people fee-ridden insurance products without fully disclosing the fees and penalties for getting out of the product if you decide it is not for you. As if these salesmen weren’t enough to worry about, there’s something else you need to be aware of:
Life Insurance Needs Calculator
Monday, May 29th, 2006I put this Life Insurance Needs Calculator together this weekend as a BEGINNING POINT for those who are evaluating their life insurance. The purpose of the calculator
Should You Ever Consider Permanent Insurance?
Thursday, May 4th, 2006Short answer: yes, you should consider it if you think you are going to need insurance throughout your entire life. As you age, term insurance becomes more expensive and will be unaffordable in old age. On the other hand,
Day 16 - Health Insurance
Thursday, April 13th, 2006I have to be honest with you. Of all the personal finance topics, health insurance (or any insurance for that matter) is my least favorite. I find the subject dry and boring. However, health insurance should be part of every financial plan.
Determining Life Insurance Needs the Easy Way
Wednesday, December 21st, 2005I am currently previewing Jane Bryant Quinn’s newest book Smart and Simple Financial Strategies for Busy People that will be out in early January. She talks about a relatively simple formula offered by the Consumer Federation of America:
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