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Short answer: yes, you should consider it if you think you are going to need insurance throughout your entire life. As you age, term insurance becomes more expensive and will be unaffordable in old age. On the other hand,
I have to be honest with you. Of all the personal finance topics, health insurance (or any insurance for that matter) is my least favorite. I find the subject dry and boring. However, health insurance should be part of every financial plan.
I am currently previewing Jane Bryant Quinn’s newest book Smart and Simple Financial Strategies for Busy People that will be out in early January. She talks about a relatively simple formula offered by the Consumer Federation of America:
This is a long post. I couldn’t think of a good way to break it up. You see commercials all the time about how you can get $100,000 of term life insurance for $10.00 (or whatever amount it is) per month. Although that sounds good, the real question is: how much life insurance do you […]
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