Subscribe to AFM

Subscribe to AllFinancialMatters
by Email

All Financial Matters

Promote Your Page Too

The American's Creed

Site Sponsors

AFM in the Media

Money Magazine May 2008

Real Simple March 2008

Blogroll (Daily Reads)

Personal Rate of Return

« Previous Entries

Reader Question Regarding Personal Rate of Return

Friday, April 16th, 2010

Yesterday I received an email from a guy who needed help with figuring out his personal rate of return using Excel’s XIRR formula. He had just started contributing to his 401(k): 3/26/2010 – $188.50 4/8/2010 – $377.02 4/16/2010 – Balance of $593.54 The XIRR formula requires both negative and positive numbers in order for it […]

401(k) Just a Few Thousand Away From Previous High

Thursday, September 17th, 2009

I was checking my wife’s 401(k) balance last night and noticed a couple of interesting things: 1. The balance is just a few thousand shy of its previous high-water mark. Yes, that number includes contributions but it’s still shows drastic improvement from the low. 2. Last year’s personal rate of return was somewhere around -40%. […]

SURPRISE!!!!! Our Personal Rate of Return is 11.5% for 2009!

Wednesday, June 3rd, 2009

I logged into my wife’s 401(k) account this morning to find this: The definition of personal rate of return (I put together a tutorial here) on Fidelity’s website is: Your Personal Rate of Return is calculated with a time-weighted formula, widely used by financial analysts to calculate investment earnings. The calculated value reflects the result […]

Question From a Reader – Am I Calculating My Returns Correctly?

Monday, November 10th, 2008

This comment was left by Leland Holliday on an old post, Fun Math: How to Calculate Returns Using Monthly Data: I used your method on each of the funds in my portfolio for YTD 2008 (thru 10/31/08). The results I got exactly matched the YTD values published in WSJ and on the Fidelity and Vanguard […]

What’s Better Than A 20% Return?

Tuesday, January 29th, 2008

What could possibly be better than a 20% return on your money?? I’ll tell you, and it isn’t a gimmick.

Fidelity’s Year-to-Date Change Feature

Friday, May 4th, 2007

My wife’s company moved their 401(k) to Fidelity in January 2001. For the most part, it was a good move. One feature that Fidelity has that I really like is the Year-to-Date Change screen that looks like this: (If this were an anonymous blog, I would have no problem giving more details.) Anyway, Fidelity started […]

Question From a Reader – Calculating Returns

Wednesday, January 24th, 2007

My How ‘Total Returns’ Are Calculated post received the following comment from a reader named Dan: I get a little confused when I try to make these calculations to work with (1) purchases that occur at different times and (2) account fees. As an example of each: – Suppose I buy somes shares in January. […]

« Previous Entries