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Question of the Day: Netflix

September 19, 2011

Haven’t done a Question of the Day in a few weeks so I thought I’d ask this:

Did Netflix’s latest price increase cause you to leave the company?

I can’t say that the price increase caused me to leave but I did cancel our membership. Why? Mostly because it seemed like I would scroll through the instant offerings and RARELY find anything I wanted to watch. Maybe I’m just particular. I don’t know. We were on the plan that sent us one DVD at a time. Guess what? The DVD would sit by our TV for weeks (or months) without us ever watching it. So, I canceled the service. Don’t really miss it either.

What about you?

Oh, and if you’re interested, Netflix’s CEO offered up an apology (thanks, Lindsay) for the company’s latest moves.

I’m in a frugal mood today.

What’s your favorite (and inexpensive) idea for family summer fun?

Being that we live about an hour and a half from Galveston, ours would have to be going to Steward Beach in Galveston. It’s a family beach and is fairly inexpensive (unless you rent beach umbrellas and chairs at $30 for the day no matter when you get to the beach). They charge $6.00 per car to get in but you can bring your own ice chests and food, which is nice (no beer, which is bad). Of course, we could make the trips cheaper if we didn’t go out to eat too.

We also like going to the park but we don’t do that as much these days as we used to.

I’m sure the number of “cheap” things you can do as a family depends a lot on where you live. We’re 1.5 hours from Houston, where there is quite a bit to do. The only problem is that it means we have to spend $30 – $40 in gas to drive there and back (I’m estimating), which isn’t nearly as cheap as it used to be.

Here’s today’s Question of the Day:

What (NEW) financial are you reading these days? Do any of them stand out to you?

Feel free to list a few in the comments. NOTE: I’ll have to approve each comment since they will contain links.

It’s been a while since I have posted a question of the day. Here’s the latest:

Do you recycle? If so, do you have to pay for it and how much?

When we first bought our house in 1999, our city offered curbside recycling as part of our normal trash service until they ended the program a year or so after we bought our house. Then, last spring, I started seeing Waste Management’s green and yellow bins out by the curbs of some of my neighbors. So, I called my city and asked them if there was a recycling program. She gave me the number to Waste Management and I called and set up an account.

I have to pay roughly $10 per month and Waste Management will pick up aluminum, plastic, paper, and cardboard every other week. Recycling has cut down quite a bit on what goes into our trash cans, which is a good thing.

So, yes, we do recycle. What about you?

Let’s see if we can discuss this like adults.

Here is today’s question of the day:

Who do you think will get the GOP nomination for the 2012 Presidential election?

Personally, I think Herman Cain stands a chance at getting the nomination. I don’t know a whole lot about Cain but what I know so far, I like. He has a certain charisma about him. Seems like a decent and likeable guy.

One thing I don’t like about him is I read somewhere yesterday that he said he doesn’t get any respect from the GOP. Sounded as if he was whining and whining isn’t a good trait for a leader.

The rest of the field, I’m disappointed in because I don’t think any of them are electable.

What are your thoughts?

One other thing:

Do you think President Obama will go unchallenged by the Democrats? I think he probably will.

A facebook friend of mine posted this question this morning:

Could you come up with $2K in 30 days? One quarter of Americans report that they would certainly not be able to come up with such funds, and an additional 19% would do so by relying at least in part on pawning or selling possessions or taking payday loans.

He said he got his information from a recent NBER Working Paper. I haven’t read the paper.

Anyway, to answer the question…

Yes, I could come up with $2,000 in 30 days. I’m not sure just how much I could come up with in 30 days. I suppose it would depend on the severity of the need.

It’s pretty sad that 25% of the population could not come up with $2,000 and another 19% could only gain access to $2,000 through payday loans or selling/pawning possessions. I’m thankful for the position we are in.

I haven’t done a question of the day in a while.

Yesterday’s post got me to thinking about this. So, here’s today’s question(s) of the day:

Would you allow your grown child to live with you? Under what circumstances? Would you have rules?

Here are my thoughts…

I haven’t discussed this with my wife, but I might be willing to let a kid move back home if they went to college. They would need to get a job and they would need to live a like a pauper while they were living at home. I would require them to set up a savings account for an emergency fund and a downpayment on a house. I might also require that they give me account access to it so that I could hold them accountable. I would also require them to put the maximum amount into their 401(k). They would also need to contribute to the family food budget and handle some of the chores arount the house.

I don’t think these stipulations are unreasonable. What do you think? I hope it never comes to this, though.