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Money Magazine May 2008

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How Should This 44-Year Old Invest $18,000?

Monday, May 12th, 2008

I received this email last week: Hi JLP, I found your blog thru real simple magazine. Props to you. Nice. So here is my question, 44 years old, female, broke my whole life, no savings, wanna change. Came into 18K (my Dad died) and I don’t know what to do with it. It has been […]

Should This Guy Leave VanKampen?

Tuesday, May 6th, 2008

One thing I have noticed from the Money Magazine mention is that I am getting A LOT more email from people asking for my opinion on various topics. If the subject matter is blog-worthy, I’ll consider writing about it. Not so much because I’m an “expert” but more because a lot of AFM readers are […]

Roth 401(k) vs. the Traditional 401(k): One Reader’s Thoughts

Tuesday, February 26th, 2008

Reader and frequent commenter, Don, sent me this email this morning. It’s his thoughts on the Roth 401(k) vs. Traditional 401(k). I’ve included my thoughts after Don’s email (edited slightly from the original). As always, your thoughts would be appreciated. I was reading this Marketwatch article recently: Roth IRAs: Good for you or not? In […]

Retirement Planning & Taxes: New Questions

Monday, February 25th, 2008

Tax diversity has become a more common discussion among personal finance experts in recent years. This is due not only to the plethora of tax-free, tax-advantaged, and taxable investment options that people have today, but also to the uncertainty of our future tax system.

How About an Automatic IRA?

Tuesday, October 30th, 2007

I read an interesting editorial by Laura Tyson in today’s Wall Street Journal about different ways to get Americans to start saving for retirement. The article mentioned the automatic 401(k) and something new called an automatic IRA, which would work similar to the auto 401(k) but for small companies. From the editorial: To help the […]

My Wife’s Company Will Begin Offering the Roth 401(k) Next Year

Tuesday, July 17th, 2007

I found out yesterday that my wife’s company will begin offering the Roth 401(k) in January, 2008. Immediately I started thinking about whether or not it is a good deal for us. Believe it or not, it’s not a simple decision because there are numerous variables to consider. NOTE: It’s important to keep in mind […]

What Do You Do When Your Company’s 401(k) Fees Are High?

Saturday, July 14th, 2007

I received this email from a reader: JLP, I am starting a new job with a small firm that offers a 401k through Principal Financial Group. The company matches dollar for dollar up to $5000 per year. There are 17 funds in the plan including lifetime funds and funds covering all the major asset classes. […]

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