Roth 401(k)
Roth 401(k) vs. the Traditional 401(k): One Reader’s Thoughts
Tuesday, February 26th, 2008Reader and frequent commenter, Don, sent me this email this morning. It’s his thoughts on the Roth 401(k) vs. Traditional 401(k). I’ve included my thoughts after Don’s email (edited slightly from the original). As always, your thoughts would be appreciated.
I was reading this Marketwatch article recently:
Roth IRAs: Good for you or not?
In [...]
Retirement Planning & Taxes: New Questions
Monday, February 25th, 2008Tax diversity has become a more common discussion among personal finance experts in recent years. This is due not only to the plethora of tax-free, tax-advantaged, and taxable investment options that people have today, but also to the uncertainty of our future tax system.
Reader Question: To Roth 401(k) It or Not?
Friday, December 14th, 2007I received the following email last night from a reader looking for some help in trying to decide whether or not to contribute to a Roth 401(k).
JLP,
First, I love the AFM blog. Tell your father-in-law I loved his article and that his fans want more. =)
I have a question that maybe you can [...]
My Wife’s Company Will Begin Offering the Roth 401(k) Next Year
Tuesday, July 17th, 2007I found out yesterday that my wife’s company will begin offering the Roth 401(k) in January, 2008. Immediately I started thinking about whether or not it is a good deal for us. Believe it or not, it’s not a simple decision because there are numerous variables to consider.
NOTE: It’s important [...]
Another Look at the Roth 401(k)
Thursday, September 7th, 2006I don’t have time to go into details right now, but read Trimming Your Taxes: Why Roth 401(k)s Often Beat Conventional 401(k) Plans by Jonathan Clements. It’s an interesting take on the Roth 401(k) and definitely something to think about. I’m going to go into more detail later today. Right now [...]
Bill to Aid 401(k) Participants – I DON’T LIKE IT!
Thursday, August 3rd, 2006According (NOW FREE!) to the Wall Street Journal:
The Pension Protection Act, which is under consideration in the U.S. Senate this week after passage in the House late Friday, would let 401(k) providers like mutual funds, brokerage firms and insurance companies help workers choose specific funds for their retirement accounts.
Here’s the concern:
Some independent financial advisers see [...]
The Roth 401(k) is Getting More Popular
Thursday, March 2nd, 2006Jeff Opdyke of the Wall Street Journal wrote an article titled Roth 401(k) Picks up Steam, which details the fact that the Roth 401(k) is now being offered by GM.
Roth 401(k) – Is it Right for You?
Sunday, December 18th, 2005In a little over a week, a new retirement plan option becomes available for workers: the Roth 401(k). If your employer decides to offer the Roth 401(k), should you take advantage of it? The answer depends on when you want to pay Uncle Sam: now or later.