Second, I’d like to wish my wife’s cousin, Stacey, a happy 19th birthday. She and her older sister were flower girls our wedding. She wasn’t even 3-years old back then. Wow…time flies.

1. We start off with an interesting story I read about how rich New Yorkers are leaving the area to escape taxes. We can debate forever on whether the rich are paying enough taxes or not but I can tell you that if taxation becomes to burdensome, they’ll pack up and leave.

2. MoneyWatch has the 12 Dumbest 401(k) mistakes to avoid.

3. MightyBargainHunter says that the only thing you can count on in this economy is that you can’t count on anything. Thoroughly confused? Read his post and he’ll explain it.

4. Jonathan has a nice primer on bonds.

5. While we’re on the basics, Jeremy has mutual funds fees for beginners.

6. Ron asks a good question: Is there no such thing as good debt? Maybe there’s not good debt but I do think that some debt is better than other debt.

7. Now for a little controversy: Dave Ramsey gets kickbacks from investment brokers… The article is a little old, but I thought it was worth sharing. (Thanks, Dylan!)

8. Allan Roth with What Wall Street Doesn’t Want You to Know About Retirment Planning, which is a review of a book I’m currently reading.

9. Donna Freedman with 12 Healthy Foods for a $1 or less.

10. Lastly, here’s Brian Tracy with some advice on building self-confidence. Part 1 and Part 2.

Next week I’ll try to post “Ten for Tuesday” on TUESDAY!

To Build Wealth You Must Spend Less Than You Earn Get Rich Slowly

How to Research Debt Collectors and Understand the Law Bargaineering

How to Get Rid of $106,000 in Debt FreeMoneyFinance

This morning was the “Me Parade” for my daughter’s Kindergarten class. The Me Parade is when the kids march around the campus, holding flags that they created that are supposed to be all about them. It’s a really cute deal The only problem is that our daughter didn’t want to say goodbye and started crying a pleading with us to take her home.

After that, my wife and I went and had a nice breakfast at Cracker Barrel. It’s nice to be without kids every now and again.

Something I’d like to try to start doing on Fridays is a sort of roundup on things I have found around the internet. Stuff that I want to mention but don’t want to dedicate an entire post too. Some will be related to personal finance and others many not.

Anyway, here are this week’s picks:

My cousins sent me a link to this article: What You Need to Know About Social Security.

Then I saw that the mayor of San Francisco wants to penalize retailers that sell sugared drinks. What I found interesting were the stats at the end of the article:

• $41 billion Amount spent treating obesity in California each year.

• 41 percent Kids ages 2-11 who drink at least one soda every day.

• 62 percent Adolescents 12-17 who drink at least one soda every day.

• 39 pounds Amount of sugar consumed over one year if you drink one soda a day.

• 17 teaspoons Amount of sugar in a 20-ounce serving of soda.

• 278 calories Increased number Americans consume each day compared with 30 years ago.

• 43 percent Share of new calories attributable to soda.

Source: “Bubbling Over: Soda Consumption and Its Link to Obesity in California” by UCLA Center for Health Policy Research and the California Center for Public Health Advocacy

Here are 10 Things Your Bank Won’t Tell You.

Stacey sent me a link to an article detailing some of the changes coming to college financial aid.

Lastly, we have The New Math Behind FICO Scores.

NOTE: if you find an article that you think is worth a look, feel free to send it my way (JLP – at – AllFinancialMatters.com). PLEASE…NO SPAM!

1. 13 Simple Tips To Make Tent Camping Easier And More Fun

2. Beyond The Latte Factor

3. Certificate of Deposit Basics: How Do Bank CDs Work?

4. Depression and Debt a Dangerous Combination

5. How to Take Advantage of Free Extended Warranty from your Credit Card

6. What College Doesn’t Teach You about the Real World

7. 403(b) Rollover to a Traditional IRA

8. Delaying Gratification-5 Tips on How to Delay Gratification

9. Is Your Attitude Impacting Your Finances?

10. 29 stocks with sustainable dividends

To be considered for next week’s roundup, submit your post here.

I was so busy putting this post together that I left out my own posts. I’ll be adding them shortly.

Enjoy! Oh, and please tell your friends (if you find this helpful).

AUTOMOTIVE…

1. How To Prepare For Car Breakdown And Deal With Roadside Emergencies

2. How To Buy A Car (Without Getting Screwed)

3. How To Buy a Used Car (without sipping lemonade)

4. How to Find a Good Auto Mechanic

5. How to Improve Your Gas Mileage (and How Not To)

6. Hack Your MPG: How to Improve Gas Mileage by 15%

7. How to Save Money on Gas

8. How To Get Help After Your Car Warranty Has Expired.

9. How to Find a Mechanic You Can Trust

BANKING…

1. How To Close a Bank Account in 7 Steps

2. How To Open a CD Ladder at ING Direct

3. How to Create ING Direct Subaccounts

BUDGETING & SAVING MONEY…

1. How to Create a Workable Budget

2. How to Bring “Shock and Awe” to Your Monthly Bills

3. How To Create A Budget

4. How to Do Your First Budget

5. How To Set Up Your First Successful Budget – Part I (Understanding and Research)

6. How To Set Up Your First Successful Budget – Part II (Organizing and Setup)

7. How To Set Up Your First Successful Budget – Part III (Tracking and Review)

8. How To Save Money ? The 1,001 List Of Money Saving Tips And Ideas

9. How To Earn More Money

10. How to Save on Paint for Home and Craft Projects

11. How to Set Up Google Calendar to Help Pay Your Bills on Time

12. How to Resist the Urge to Splurge

13. How To Turn Your Spending Report into a Budget

14. How To Understand and Overcome the Sunk-Cost Fallacy

15. How To Live Like a Grad Student

16. How To Talk About Money Before Marriage

17. How To Spend Less When Dining Out

18. How To Be a Great Host on a Tight Budget

19. How to Manage Money in Your Marriage

20. How to Handle Irregular Paychecks

21. How To Budget

22. How To Compare Mortgage Refinance Offers

23. How To Become a Coupon Ninja in 15 Minutes A Week

24. How To Save Money Buying Wine

25. How to Save Money on Groceries – 45 Ways to Reduce Your Grocery Bill

26. How to Plan a Wedding Without Breaking Your Budget

27. How to Haggle

28. How to Haggle: More Tips on Haggling

29. How to Save Money on Prescription Drugs

30. How to Avoid ATM Fees

31. How to Order Checks Without Getting Ripped Off

32. How To Get Your Monthly Electric Bill Below $25.

33. Drastically Reduce Your Expenses Starting Today.

34. How To Save Energy & Money In Your Kitchen.

35. How to Make a Budget

BUYING A HOME (and mortgage-related stuff)…

1. How To Find The Best Mortgage Rate

2. How To Save on Moving Expenses

3. How to Pay Off Your Mortgage Early

4. How to Decide When to Refinance Your Mortgage

5. How to Find the Best Mortgage Rates

6. How to Sell a House in a Down Market

7. How to Write a Mortgage Gift Letter

CAREER

1. How to Find a Job on Twitter

2. How To Ask For A Pay Raise

3. How To Set Minimum Freelance Prices

4. How to Make the Most of a College Degree

5. How to Market Yourself Into a Job

6. How to Keep Your Job – Rule 1 Edition

7. How To Deal With Job Rejection

8. How to Write a Resume (that gets job interviews)

9. How to Select an MBA Program: Introduction to a Series

10. How to apply to and MBA Program

11. How to Write a Resignation Letter

12. How to Resign on Good Terms

13. How to Dress for an Interview

14. How to Evaluate a Job Offer

15. How to Do a Phone Interview

16. When and How to Tell Your Boss You are Pregnant

CREDIT & CREDIT CARDS

1. How To Transfer Credit Card Balances

2. How To Get Your Free FICO Credit Score Online

3. How To Improve Your FICO Credit Score

4. How to Check Your Credit Report

5. How To Practice Delayed Gratification

6. How To Avoid The Debt Trap With Your First Credit Card

7. How To Get A Free FICO Credit Score

8. How To Pick the Best Credit Card

9. How To Review Your Equifax Credit Report

10. How To Build Your Credit History with Tradelines

11. How To Properly Loan Money to Family, Friends

12. How To Stop Credit Card Offers

13. How To Lower Your Credit Card Interest Rates

14. How To Max Out Credit Card Rewards

15. How To Start A Credit History

16. How To Fight Debt Collectors

17. How to Get Out of Debt

18. How to Fix Errors on Your Credit Report

19. How to Profit from 0% Balance Transfer Credit Card Offers

20. How and Why to Freeze Your Credit

21. How To Fix Your Credit Report After Identity Theft

22. How to Understand Credit Card Offers

23. How to improve your credit score

24. How to Handle Late Credit Card Payments

25. How to Avoid Credit Card Fees

26. How to Save Money on ATM Fees

27. How to Avoid Payday Loans

28. How to do a 0% Balance Transfer

29. How to Improve your Credit Score

30. How Two-Cycle Billing Works

DEBT (and getting out of debt)…

1. How to Get Out of Debt

2. How To Eliminate Credit Card Debt On Your Own

3. How To Stay Out of Debt

4. How To Prepare for Hospital Expenses

5. How To Use a Student Loan Deferment Period Wisely

6. How to Prioritize Your Debts for Payoff

7. How To Complete College With No Debt

8. How I Paid Off My $17,000 Student Loan in 6 Months

9. How We Paid Down our Debt and Saved Money At the Same Time

10. How To Avoid Bankruptcy

11. How to Compute the Remaining Balance on a Loan (pardon the formatting issues with this post)

ESTATE PLANNING…

1. How To Name a Trust as a Beneficiary

2. Stretch That IRA – An Example

3. Stretch That IRA

FINANCIAL PLANNING BASICS

2. How to Do a Financial Checkup

3. How To Get A Free Financial Checkup

4. How To Calculate Your Net Worth

5. How To Set SMART Financial Goals

6. How To Set Joint Financial Goals With Your Partner

7. How to be a Money Strategist to Reach Your Financial Goals

8. How To Open a Roth IRA for the First Time

9. How To Set Up a CD Ladder

10. How To Care {Not Worry} About Your Finances

11. How To Save Money Like a Madman

12. How to Simplify a Financial Life

13. How to do a Background Check on Your Financial Advisor

16. How To File A Complainst Against Your Broker

15. How Long To Keep Your Financial Statements

16. How to Calculate the Time Value of Money

17. How to Create an Asset Allocation Plan

18. How to Meet Future Goals

19. How to Create a Cash Flow Statement

20. Analyzing Your Financial Statements with Ratios

GIVING…

1. How To Value Your Clothing Donation

2. How to Turn Down Charity Telemarketers and Find Legitimate Charities

HANDLING ADVERSITY…

1. How To Be Thankful When Life Is Tough

2. How To Deal With A Job Loss

3. How To Save Your Home From Foreclosure

4. How To Handle a Pay Cut (Financially Speaking)

5. How To Find Cash Fast When Unemployed

6. How to Deal With a Drastic Decrease in Income

7. How to Prepare for a Layoff

8. How To Prepare For a Layoff

9. How To Pepare For an Emergency and/or Storm

HEALTH INSURANCE…

1. How to Find Affordable Health Insurance Online

HOME IMPROVEMENT…

1. How To Build Your Own Desk

2. How To Paint a Room for Less

3. How To Buy a Flat Screen TV

4. How To Build Your Own Bookshelf

5. How to Prepare for a Power Outage – Without a Generator

6. How to Get Rid of Ants Safely and Without an Exterminator

IDENTITY THEFT & SECURITY…

1. How To Create A Strong Password You Can Remember

2. How to Recognize a Scam

3. How to Protect Yourself Against Identity Theft

4. How to Protect Your Privacy in Three Easy Steps

5. How to Prevent Identity Theft and E-mail Scams

6. How to Avoid Identity Theft

7. How to Avoid Credit Card and ATM Scams

8. How To Avoid Counterfeit Goods

9. How to Detect and Avoid IRS Tax Scams

10. How To Avoid Investment Fraud

INSURANCE…

1. How To Buy Life Insurance Without Getting Screwed

2. How to Save Money on Life Insurance

3. How to Save Money on Car Insurance

4. How to Save Money on Health Insurance

5. How to Save Money on Your Homeowner’s Insurance Rates

6. How to Lower Your Car Insurance Rates

7. How To Prepare For Next Medical Exam For Life Insurance

8. How To Use Your Emergency Fund to Save on Insurance Premiums

INVESTING…

1. How to Buy Partial Shares of Berkshire Hathaway with ShareBuilder

2. How to Avoid a Mutual Fund’s Minimum Investment

3. How To Pick Your First Mutual Fund

4. How to Re-Enter the Market as a Conservative Investor

5. How to Probe for Signs of a Market Bottom

6. How to Start a Money Making Blog

7. How to Evaluate a Mutual Fund in 60 Seconds Flat

8. How To Easily Evaluate your Asset Allocation with Morningstar Instant X Ray Tool

9. How to Start an Investment Club

10. How to Prioritize Your Retirement Accounts

11. How to Make Money in the Stock Market

12. How to Make Money in the Stock Market (Revisited)

13. How to Make Money in the Stock Market, Re-Revisited

14. How to Build a CD Ladder

15. How To Build and Maintain CD Ladders

16. How to be Sure Your Money is FDIC Insured

17. How to Manage Your Asset Allocation With Multiple Accounts

18. How to Evaluate Online Brokers

19. How to Invest

20. How to Trade Stocks

21. How To Invest in Your 40’s to 50’s

22. How To Be Listed on the Dow Jones Industrial Average

23. How the Dow Jones Industrial Average is Calculated

24. How to Calculate Your Personal Rate of Return

25. How to Compute Compound Annual Growth Rate (CAGR)

26. How to Calculate Tax-Equivalent Yield

27. How ‘Total Returns’ Are Calculated

28. How to Calculate the Expected Return on a Portfolio

29. How to Insert Refreshable Stock Quotes into Excel

KIDS & MONEY…

1. How To Budget for a New Baby

2. How to Make a Baby Registry

3. How To open a 529 college savings plan for your children

4. How to Introduce the Concept of Credit to Your Kids

5. How to Teach Children to Save Money

6. How to Introduce Money to Preschoolers

7. How To Be a Stay At Home Mom

8. How To Prepare Financially for Your First Child

9. College Funding Math – Part 1

10. College Funding Math – Part 2

11. College Funding Math – Part 3

12. College Funding Math – Part 4

MISCELLANEOUS…

1. How to Get a Payday Loan (if you must)

2. How to Return an Item

3. How to Watch TV for Free

4. How to Save Gas and Time With Google Maps

5. How to get the Best Cell Phone Service for the Deaf

6. How to Get a Free Education in Economics

7. How to End Over-the-Top Gift Exchanges

8. How to Write a Goodwill Letter

9. How to Get Rid of Semi-Used Gift Cards

10. How to Make an Accumulation a Collection

11. How to Find Rotated Die Errors

12. How to Comparison Shop on eBay

13. How to Bid Intelligently at an Auction

14. How to Calculate Melt Value

15. How To Earn Money With CashCrate

16. How to Sell Your Stuff on eBay

17. How to Sue Wal-Mart

18. How to Be a Gold-Digger

19. How to Save Money on Airline Tickets

20. How to Get the Best Deal with Priceline

21. How to Cancel Your Cell Phone Contract Without Paying Early Termination Fees

22. How To Turn Your Office Green

23. How To Be Approved On Suze Orman

24. How To Buy Property at an Auction

OWNING YOUR OWN BUSINESS

1. How To Set Up a Limited Liability Company (LLC)

2. How To Improve Your Productivity When Working From Home

3. How to Start a Blog for Profit of Fun

4. How to Start a Blog – What to Write About

5. How to Choose a Domain Name for Your Blog

6. How to Scare a Loved One – Start a Business

RELATIONSHIPS

1. How to Handle Marriage and Money Talks

2. How to Respond if a Family Member Asks for a Loan

RETIREMENT & RETIREMENT PLANNING…

1. How To Fix Mistakenly Forgetting your Required Minimum Distribution

2. How to Take a Loss on an IRA

3. How to Track Your Roth IRA Contributions… and Why You Need To!

4. How to Make Early Roth IRA Withdrawals

5. How to Make Your Retirement Money Last

6. How To Stretch an IRA For Your Beneficiaries

7. How To Tap Your 401k Without Penalty

TAXES…

1. How to Deduct Mileage on Your Personal Car

2. How to Request an Income Tax Filing Extension

3. How to Calculate Tax Equivalent Yield

4. How to Decide if Travelling to a Sales Tax Holiday is Worthwhile

5. How to Get an Employer Identification Number (EIN)

6. How to Claim the First-Time Homebuyer Tax Credit

7. How to File a Federal Tax Extension

8. How to File Your Federal Taxes For Free

9. How to Claim a Dependent on Your Tax Return

10. How To Survive an Audit For Small Business

11. How To Save On Property Tax

12. How to Determine How Long You Should Keep Bank, Financial, and Tax Statements

WEALTH…

1. How to Become a Millionaire

2. How to Become a Millionaire – Tips on Getting Rich from the World’s Richest Man

3. How to Become a Millionaire – The Simple Truth

4. How to Become A Millionaire

5. How to Become a Millionaire – Invest Your Money

6. How to Get Rich

7. How to Determine if You Are “Wealthy”

1. Forecasters are predicting a historic drop in retail sales for 2009.

2. Democrats are trying to lower economic expectations. Look, I know the economy stinks. I just think it’s funny how they didn’t do this during the election.

3. The Finance Buff has a not-so-favorable review of Phil Town’s book, “Rule #1.” The book has been out a long time. I’m only mentioning this review because I have always thought Phil Town was full of…

4. WIN a copy of Kay Bell’s book.

5. Wanna lose a lot of money really quickly? The Digerati Life shows how trading stocks is a great way to lose money.

6. Here are 6 ways to motivate yourself.

7. Lazy Man has some ways to save money on utilitities. My house is nearly 50-years old. It would take a sizeable investment to make it energy-efficient.

8. Has tipping gotten way out of hand? Weigh in with your opinion.

9. Meg talks about her refinancing.

10. Lastly, here are 5 ways to take advantage of deflation.

1. Let’s start off with 10 Financial Commandments for Your 20s.

2. The FinanceBuff reports that deferred interest payment plans have been banned. I have used these types of financing plans in the past and have never had a problem.

3. How to work full time while you’re in college. Been there…done that! NOT FUN!

4. How Ramit is going to save $25,000 in 2009.

5. 15 uses for coffee filters. In my house, coffee filters have ONE purpose…coffee making!

6. Larry Winget can fix America!

7. Brian Tracy’s Planning Your Year – Part 1. – It’s a little on the “salesy” side but the advice is still good.

8. Scott Burns on Bernard Madoff.

9. Flexo asked his readers: Should investors who profited from the Madoff scheme return their money? I have read that they have no choice due to some aspect of the law that says a person can’t profit from fraud (or something like that).

10. Foreclosures are high on Obama’s list. Throwing money we don’t have at a problem we can’t solve. Let ‘em fail.

NOTE: if you’re a blogger and have a blog post you would like me to consider for inclusion in a Ten For Tuesday, send me an email (JLP – at – AllFinancialMatters.com) and I’ll see about including it (no promises). Be sure to put Ten For Tuesday in the subject line of your email (it helps me keep track of my emails).

1. My friend, Lindsay, details how she and her husband are handling allowances.

2. We have a food pyramid so why not an asset allocation pyramid too?

3. Rebuild Your Nestegg – 17 moves to secure your future now.

4. Jeremy agrees with Robert Kiyosaki—again… – Look for a Robert and Jeremy book in the near future…

5. The Finance Buff discusses the differences between 0% APR, same-as-cash, and no-interest-no-payments.

6. Protect your FICO score as more inactive credit card accounts are closed. – From a bank’s point-of-view, this makes perfect sense. People are losing their jobs and the ecomony is down. The last thing a bank wants is for people with no income to suddenly break out the credit cards.

7. The Digerati Life offers up some pointers on preparing for a job interview.

8. Glblguy over at GatherLittlebyLittle received this email and would like your advice:

I am very inspired by your website. I think I started crying at my desk when I started reading it. I am in a extremely large amount of debt. A lot of it is stuff in my husband’s name that he does not know about. I feel like failure and a thief. I wonder how I got myself into this mess and how do I manage to get out without my husband leaving me. I am scared and worried sick. I was able to make the payments before but it is getting harder and harder and there are lies after lies. I am scared my husband will leave me. I pray about this all the time and I am asking God to help me but I feel like my spiritual relationship is not strong. I am looking for help. I don’t want to lose my family.

9. The Frugal Duchess and her plan for building a better a budget.

10. Wisdom Tree’s Jeremy Siegel’s Quarter Four Commentary (PDF).

NOTE: if you’re a blogger and have a blog post you would like me to consider for inclusion in a Ten For Tuesday, send me an email (JLP – at – AllFinancialMatters.com) and I’ll see about including it (no promises). Be sure to put Ten For Tuesday in the subject line of your email (it helps me keep track of my emails).

2. NCN lists 20 Things That Rock About Being Debt Free. – Bottom Line: you can afford to do stuff!

3. Charles Kirk of the KirkReport details his plans for 2009. – His portfolio was UP 11% last year.

4. Speaking of plans, here’s Digerati Life’s .

5. Gather Little by Little hosted the 92nd Edition of the Carnival of Money Stories.

6. Lazyman has some tips on how to have a successful 2009.

7. Tricia wrote about credit card offers on college campuses. She said, “I have come to realize that whenever you get a credit card through another avenue than the credit card company itself, someone is making money from selling that card to you. The same rings true for web sites and blogs that have links to credit cards.” I have always had a problem with blogs selling credit cards because none of them (at least to my knowledge) ever let their readers know that they are making money from the links. In my opinion, it’s not enough to “assume” that readers know this.

8. Social Security: the Biggest Ponzi Scheme on Earth.

9. 2009 could be better than you think.

10. From Larry Winget’s blog: Are People Idiots? – the end of his post details how you can get a free book this week.

That’s it for this week. Enjoy.

BTW – Do you like Ten For Tuesday? Do you read them or am I just wasting my time? Do you like the mixture of blog posts and traditional articles or would you prefer one over the other? Please let me know by leaving a comment below.

Also, if you’re a blogger and have a blog post you would like me to consider for inclusion in a Ten For Tuesday, send me an email (JLP – at – AllFinancialMatters.com) and I’ll see about including it (no promises).

1. From Charles Schwab comes the Personal Finance Calendar for 2009.

2. Brian Tracy’s short and sweet Guide to Time Management.

3. A TV cannot change your life.

4. The Digerati Life takes a look at how the Madoff fraud affects us.

5. How to Keep Your Job While Unemployment is on the Rise

6. Six Financial Milestones to Reach Before You Turn 30.

7. Buying TIPs on the Secondary Market (along with Part 2 and Part 3)

8. Meg details her first eBay experience as a seller.

9. Lazy Man maps out his 2009 blogging strategy. I need to work on the income-side of my blog.

10. The Gift of Time.