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Blogroll (Daily Reads)

AFM Reader Question on 401(k) Loans

Monday, July 13th, 2009

I received the following email over the weekend: Hi, Your article on 401(k) loans was very informative. I am trying to decide between 401(k) loan and withdrawal. My 401(k) is not currently active, meaning I do not contribute anything towards it. I have moved to a new employer and my 401(k) was with the old […]

What Are Your Thoughts On 401(k) Debit Cards?

Tuesday, July 22nd, 2008

Today’s Wall Street Journal had a short article about 409(k) debit cards. Jeremy over at Generation X Finance hates debit cards for 401(k) plans. I agree with Jeremy: it’s probably close to the worst idea ever! I don’t think we should do anything that encourages people to borrow from their 401(k) plans. That said, the […]

Question of the Day – 401(k) Loans

Monday, July 21st, 2008

Here’s today’s question(s) of the day: Do you think it is too easy for people to borrow from their 401(k) plans? Have you ever borrowed from your 401(k)? My wife and I have borrowed against her 401(k) when we bought our house in 1999. This was back in the day when her 401(k) was our […]