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FHA Raising Its Premiums

Thursday, August 28th, 2008

Saw this in yesterday’s Wall Street Journal. Beginning October 1, the FHA’s upfront premium charged to most borrowers will increase to 1.75% from its current 1.5%. The WSJ gave an example that the upfront premium on a $300,000 loan will be $5,250, which is $750 higher than the old premium. The annual premiums will remain […]

One Reader’s Response to “Let ‘Em Fail” Post

Monday, July 28th, 2008

Most of the comments on my last post were in agreement with my point of view. But, there was one comment that I want to highlight. It follows: I suppose I am one of the irresponsible home buyers. I purchased my home 3 years ago (at the high) I now realize I payed too much, […]

Let People (and companies) Fail!

Monday, July 28th, 2008

When my wife and I bought our house nearly nine years ago, we made sure to buy a house we could afford. No, it wasn’t our dreamhouse. In fact, we drove by it several times before we decided to give it a look. It needed tons of updating, which we could not afford to do […]